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1.  

Directions (Q 34–38): Rearrange the following six sentences (A)–(F) to form a meaningful paragraph and answer the questions.

(A) Once people start using the account, the bank also gets a record of their transactions.
(B) Many new accounts, however, lie idle because their owners see no reason to visit the bank.
(C) The real test is whether the account is used – for saving, receiving payments and borrowing.
(D) This record can later support a small loan without collateral, completing the journey from account to credit.
(E) Opening a bank account for every household was only the first step towards financial inclusion.
(F) Small, regular benefits paid directly into the account give them such a reason.

(Financial inclusion) Which sentence comes FIRST after rearrangement?

Correct Answer: D [(E)]

Explanation:

(E). Sequence ECBFAD. ‘The real test’ follows the first step; ‘however’ turns to idle accounts; ‘such a reason’ = the benefits; using the account creates ‘a record’; ‘This record’ supports a loan and closes.

2.  
(Use the directions above – Para Jumbles and Sentence Rearrangement, Q 34–38)
(Financial inclusion) Which sentence comes THIRD after rearrangement?

Correct Answer: B [(B)]

Explanation:

(B). Sequence ECBFAD. ‘The real test’ follows the first step; ‘however’ turns to idle accounts; ‘such a reason’ = the benefits; using the account creates ‘a record’; ‘This record’ supports a loan and closes.

3.  
(Use the directions above – Para Jumbles and Sentence Rearrangement, Q 34–38)
(Financial inclusion) Which sentence comes FOURTH after rearrangement?

Correct Answer: E [(F)]

Explanation:

(F). Sequence ECBFAD. ‘The real test’ follows the first step; ‘however’ turns to idle accounts; ‘such a reason’ = the benefits; using the account creates ‘a record’; ‘This record’ supports a loan and closes.

4.  
(Use the directions above – Para Jumbles and Sentence Rearrangement, Q 34–38)
(Financial inclusion) Which sentence comes SIXTH (LAST) after rearrangement?

Correct Answer: D [(D)]

Explanation:

(D). Sequence ECBFAD. ‘The real test’ follows the first step; ‘however’ turns to idle accounts; ‘such a reason’ = the benefits; using the account creates ‘a record’; ‘This record’ supports a loan and closes.

5.  
(Use the directions above – Para Jumbles and Sentence Rearrangement, Q 34–38)
(Financial inclusion) Which is the correct sequence?

Correct Answer: C [ECBFAD]

Explanation:

ECBFAD. ‘The real test’ follows the first step; ‘however’ turns to idle accounts; ‘such a reason’ = the benefits; using the account creates ‘a record’; ‘This record’ supports a loan and closes.

6.  
Five of the following sentences form a coherent paragraph. Which sentence does NOT belong?
(A) Cities therefore plan routes and charging depots carefully before buying them.
(B) Many commuters prefer the metro because it avoids traffic jams.
(C) Their batteries, however, are expensive and take hours to charge.
(D) Several cities are replacing diesel buses with electric ones.
(E) Electric buses produce no exhaust smoke on the road, which improves the air in crowded streets.
(F) They are also quieter, a benefit that passengers and shopkeepers notice at once.

Correct Answer: B [(B)]

Explanation:

(B). The other sentences form the chain DEFCA.

7.  
Combine the two sentences, beginning with Though: “The branch is understaffed. It has cleared every pending application this month.”

Correct Answer: D [Though the branch is understaffed, it has cleared every pending application this month.]

Explanation:

Though + full clause (subject + verb), then the main clause.

8.  
Combine the two sentences, beginning with Despite: “The road was flooded. The bus reached the village on time.”

Correct Answer: D [Despite the flooded road, the bus reached the village on time.]

Explanation:

Despite + noun phrase (the flooded road).

9.  
Combine the two sentences, beginning with Not only: “The new app shows the account balance. It also blocks a lost card at once.”

Correct Answer: A [Not only does the new app show the account balance, but it also blocks a lost card at once.]

Explanation:

‘Not only’ at the start → inversion: does + subject + base verb, then ‘but … also’.

10.  
Combine the two sentences, beginning with Unless: “You must update your address with the bank. Otherwise its letters will not reach you.”

Correct Answer: E [Unless you update your address with the bank, its letters will not reach you.]

Explanation:

Unless = if … not, so the clause stays positive (no extra ‘not’) and takes the present, not ‘will’; dropping ‘not’ in the main clause reverses the meaning; ‘Unless updating’ has no subject.

11.  
Choose the connector that best joins the two sentences: “Farm incomes fell sharply after the monsoon failed. ____, sales of tractors in the district declined.”

Correct Answer: C [Consequently]

Explanation:

Lower incomes CAUSE lower sales → a result connector.

12.  
Join a part from Column I with a part from Column II to make correct sentences.
Column I: (A) The officer, having checked every document carefully, (B) Unless the form is signed by both joint holders, (C) No sooner had the branch opened its doors
Column II: (D) than a long queue formed at the cash counter. (E) the bank cannot process the request. (F) approved the loan the same afternoon.

Correct Answer: B [A–F, B–E, C–D]

Explanation:

(A) has a subject but no main verb → F (approved).

13.  
Join a part from Column I with a part from Column II to make correct sentences.
Column I: (A) If a cheque is not presented within its validity period, (B) The customer, who had forgotten his PIN, (C) So heavy was the rush on the last day
Column II: (D) the bank will return it unpaid. (E) that the branch kept its counters open till seven. (F) asked the clerk how to reset it.

Correct Answer: A [A–D, B–F, C–E]

Explanation:

(A) is an ‘if’ clause → needs a main clause with its own subject → D.

14.  
Join a part from Column I with a part from Column II to make correct sentences.
Column I: (A) Hardly had the meeting begun (B) Although the scheme was launched with great hope, (C) The documents that you submitted yesterday
Column II: (D) when the power failed. (E) it reached very few villages. (F) have been sent to the head office.

Correct Answer: E [A–D, B–E, C–F]

Explanation:

(A) ‘Hardly had … when’ → D.

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