SSC CGL Computer – E-Banking & Digital Payments Basics – Level 1 · Warm-up
← Back
Banks never ask for OTP, PIN or CVV.
₹299 →
SSC CGL Computer – E-Banking & Digital Payments Basics – Level 1 · Warm-up – 12 questions, subject: Computer Knowledge. Every question has the correct answer with a one-line explanation; tap "Show Answer". Free practice for TNPSC, UPSC, SSC, Bank and RRB exams – Shanmugam IAS Academy, Coimbatore.
Get daily current affairs & exam alerts – follow us
YouTube
WhatsApp Channel
Telegram Channel
Facebook Page
Instagram
Share with friends & study groups
Link to this page from your website / blog (HTML code)
1.
What is the full form of NEFT?
Correct Answer: D [National Electronic Funds Transfer]
Explanation:
NEFT = National Electronic Funds Transfer.
2.
India's own card network, RuPay, is run by:
Correct Answer: A [NPCI]
Explanation:
RuPay is an NPCI product, like UPI, IMPS, AePS, NACH and BBPS; RBI runs NEFT and RTGS.
3.
In an IFSC, what do the first four letters identify?
Correct Answer: C [The bank]
Explanation:
IFSC 4-0-6: first 4 letters = bank, 5th = 0, last 6 = branch.
4.
The 'G' in RTGS stands for:
Correct Answer: B [Gross]
Explanation:
Real Time Gross Settlement – each transfer settled individually.
5.
A gift card that must be loaded with money before it can be used is a:
Correct Answer: D [Prepaid card]
Explanation:
Prepaid = loaded in advance (a prepaid payment instrument); debit = own account at once; credit = bank's credit, billed later.
6.
Fill in the blankA one-time password (OTP) is valid for ____.
Correct Answer: C [one transaction, for a short time]
Explanation:
OTP = one-time password: single use, short validity.
7.
A MICR code printed on a cheque has how many digits?
Correct Answer: B [9]
Explanation:
MICR = 3 city + 3 bank + 3 branch = 9 digits.
8.
Which NPCI system lets people pay electricity, phone, DTH and gas bills through one common platform?
Correct Answer: A [BBPS]
Explanation:
BBPS = Bharat Bill Payment System; NACH is for bulk/recurring payments; CTS is for cheques.
9.
One-line recallA fraud attempted through a voice phone call is called:
Correct Answer: C [Vishing]
Explanation:
V for Voice; smishing = SMS; phishing = e-mail/website; skimming = card copying device.
10.
A UPI ID is also called:
Correct Answer: D [Virtual Payment Address]
Explanation:
VPA = Virtual Payment Address, e.g.
11.
What is FASTag used for?
Correct Answer: A [Paying toll automatically on highways]
Explanation:
FASTag is an RFID tag on the windscreen; toll is deducted at the plaza.
12.
Which of these should NEVER be shared with anyone, including a caller who says he is from your bank?
Correct Answer: B [OTP]
Explanation:
Banks never ask for OTP, PIN or CVV.
➤ Full notes, shortcuts and every answer explained – SSC CGL 2026 Computer Knowledge book (₹149): www.shanmugamiasacademy.in/study-materials/ssc-cgl-computer-knowledge
📘 SSC CGL 2026 – Computer Knowledge (Tier II Paper I – Section III)
Here you get the answer with a one-line explanation. 672 original questions with answer key and explanations · notes, figures, shortcut keys and memory aids · practice sets + 3 Computer Knowledge mock tests
Get the book – ₹149 More quizzes
› SSC CGL Computer – Mock Test M3 – Computer Knowledge Module
› SSC CGL Computer – Mock Test M2 – Computer Knowledge Module
› SSC CGL Computer – Mock Test M1 – Computer Knowledge Module
› SSC CGL Computer – Cyber Security & Abbreviations – Exam-Level Drill
› SSC CGL Computer – Cyber Security & Abbreviations – Level 3 · Challenge
› SSC CGL Computer – Cyber Security & Abbreviations – Level 2 · Exam Level · Section III pace
Score: 0
Answered: 0 / 0
