SSC CGL Computer – E-Banking & Digital Payments Basics – Level 3 · Challenge
← Back
A is false – 'gross' means one-by-one settlement, not 'large'.
₹299 →
SSC CGL Computer – E-Banking & Digital Payments Basics – Level 3 · Challenge – 6 questions, subject: Computer Knowledge. Every question has the correct answer with a one-line explanation; tap "Show Answer". Free practice for TNPSC, UPSC, SSC, Bank and RRB exams – Shanmugam IAS Academy, Coimbatore.
Get daily current affairs & exam alerts – follow us
YouTube
WhatsApp Channel
Telegram Channel
Facebook Page
Instagram
Share with friends & study groups
Link to this page from your website / blog (HTML code)
1.
Luhn check: Which of these made-up 16-digit numbers passes the check-digit test?
Correct Answer: A [4219 8765 0314 7623]
Explanation:
Only the first (4219 8765 0314 7623) gives a Luhn total that is a multiple of 10 (70).
2.
True/False countHow many of these are safe e-banking practices?
1. Typing the bank's web address yourself instead of clicking a link in an e-mail
2. Logging in to net banking on free public Wi-Fi at a railway station
3. Keeping SMS alerts on for every debit
4. Sharing the OTP with a caller who says he will cancel a fraud transaction
1. Typing the bank's web address yourself instead of clicking a link in an e-mail
2. Logging in to net banking on free public Wi-Fi at a railway station
3. Keeping SMS alerts on for every debit
4. Sharing the OTP with a caller who says he will cancel a fraud transaction
Correct Answer: C [Only two]
Explanation:
1 and 3 are safe; public Wi-Fi and sharing OTP are unsafe → two.
3.
Ravi's phone suddenly shows 'No network' for many hours, and soon after he gets no OTPs while money leaves his account. Which fraud is most likely?
Correct Answer: B [SIM swap]
Explanation:
A duplicate SIM lets the criminal receive Ravi's OTPs.
4.
Odd one outWhich of these is NOT a feature of UPI?
Correct Answer: D [The payee's account number and IFSC must always be typed]
Explanation:
UPI ID/QR hides the account number and IFSC – that is its main convenience.
5.
Arrange in orderArrange the steps of a UPI payment in order: P. Payee's bank credits the account Q. Payer enters UPI PIN R. NPCI's UPI system routes the request S. Payer scans the QR code
Correct Answer: A [S → Q → R → P]
Explanation:
Scan → approve with PIN → NPCI routes → payee's bank credits.
6.
Assertion–Reason
A: RTGS is called 'gross' settlement because it is used only for amounts above a fixed limit.
R: In gross settlement each transaction is settled individually, without netting.
A: RTGS is called 'gross' settlement because it is used only for amounts above a fixed limit.
R: In gross settlement each transaction is settled individually, without netting.
Correct Answer: C [A is false but R is true]
Explanation:
A is false – 'gross' means one-by-one settlement, not 'large'.
➤ Full notes, shortcuts and every answer explained – SSC CGL 2026 Computer Knowledge book (₹149): www.shanmugamiasacademy.in/study-materials/ssc-cgl-computer-knowledge
📘 SSC CGL 2026 – Computer Knowledge (Tier II Paper I – Section III)
Here you get the answer with a one-line explanation. 672 original questions with answer key and explanations · notes, figures, shortcut keys and memory aids · practice sets + 3 Computer Knowledge mock tests
Get the book – ₹149 More quizzes
› SSC CGL Computer – Mock Test M3 – Computer Knowledge Module
› SSC CGL Computer – Mock Test M2 – Computer Knowledge Module
› SSC CGL Computer – Mock Test M1 – Computer Knowledge Module
› SSC CGL Computer – Cyber Security & Abbreviations – Exam-Level Drill
› SSC CGL Computer – Cyber Security & Abbreviations – Level 3 · Challenge
› SSC CGL Computer – Cyber Security & Abbreviations – Level 2 · Exam Level · Section III pace
Score: 0
Answered: 0 / 0
