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1.  
A grocer seeks a Mudra loan of ₹ 9 lakh. Its category is:

Correct Answer: A [Tarun]

Explanation:

Above ₹ 5 lakh up to ₹ 10 lakh → Tarun.

2.  
By 17 March 2025, bank loans sanctioned under Stand-Up India totalled about (PIB, 5 April 2025):

Correct Answer: D [₹ 61,020 crore]

Explanation:

₹ 61,020.41 crore; ₹ 25,586 crore was the March 2021 total and ₹ 43,984 crore the women's share (Nov 2024).

3.  
Match the scheme with its launch date:
(i) PMJDY (ii) PMMY (iii) Stand-Up India (iv) PM-KISAN
(p) 5 April 2016 (q) 8 April 2015 (r) 24 February 2019 (s) 28 August 2014

Correct Answer: B [i-s, ii-q, iii-p, iv-r]

Explanation:

28 Aug 2014; 8 Apr 2015; 5 Apr 2016; 24 Feb 2019.

4.  
Which ministry jointly runs PM SVANidhi with the Department of Financial Services?

Correct Answer: C [Ministry of Housing and Urban Affairs]

Explanation:

MoHUA + DFS.

5.  
About Atal Pension Yojana, which is/are correct?
I. Bank account holders aged 18–40 who are not income tax payers can join.
II. The pension starts at age 60.
III. The maximum guaranteed pension is ₹ 10,000 a month.

Correct Answer: E [Only I and II]

Explanation:

I and II true; the slabs are ₹ 1,000 to ₹ 5,000 a month.

6.  
Stand-Up India requires at least how many borrowers per bank branch (one SC/ST and one woman)?

Correct Answer: D [2]

Explanation:

At least one SC/ST borrower and one woman borrower.

7.  
Under PMSBY, the cover for loss of one eye in an accident is:

Correct Answer: E [₹ 1 lakh]

Explanation:

Partial disability – ₹ 1 lakh.

8.  
Under the Modified Interest Subvention Scheme, a farmer who repays a short-term crop loan on time pays an effective interest of:

Correct Answer: B [4%]

Explanation:

7% − 3% prompt-repayment subvention = 4%.

9.  
PMJDY accident insurance cover for accounts opened after August 2018 is:

Correct Answer: C [₹ 2 lakh]

Explanation:

₹ 2 lakh (₹ 1 lakh for older accounts).

10.  
A Sukanya Samriddhi account matures after how many years from opening?

Correct Answer: A [21]

Explanation:

Deposits 15 years; maturity 21 years.

11.  
Mudra loans are given for:

Correct Answer: E [non-corporate, non-farm income-generating activities]

Explanation:

Non-corporate, non-farm income-generating activities.

12.  
A small manufacturer needs ₹ 25 lakh. Under PMMY this loan is:

Correct Answer: A [Not under Mudra]

Explanation:

Mudra's ceiling is ₹ 20 lakh, so ₹ 25 lakh is outside it.

13.  
PMJDY overdraft facility of up to ₹ 10,000 is available after:

Correct Answer: D [six months of satisfactory operation]

Explanation:

After six months of satisfactory operation, subject to eligibility.

14.  
Trick Spotter: a 45-year-old non-taxpayer asks which Jan Suraksha schemes he can still join. The quickest recall is:

Correct Answer: B [Life 50, Accident 70, Pension 40]

Explanation:

45 ≤ 50 and ≤ 70 but > 40 → PMJJBY and PMSBY, not APY.

15.  
As per PIB (27 Aug 2026), total PMJDY accounts as on 19 August 2026 were:

Correct Answer: B [59.09 crore]

Explanation:

59.09 crore (41.29 crore is RuPay cards; 32.92 crore women).

16.  
As on 29 April 2026 (PIB), which Jan Suraksha scheme had the larger enrolment?

Correct Answer: C [PMSBY – more than 58.09 crore]

Explanation:

PMSBY 58.09 crore > PMJJBY 27.43 crore.

17.  
PMJJBY cover begins only after a lien period from enrolment of:

Correct Answer: E [30 days]

Explanation:

30-day lien period.

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