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1.  
Who among these can join APY? Arun (35, income tax payer), Bina (52), Chitra (38), Dev (65).

Correct Answer: C [Chitra only]

Explanation:

18–40 and not a taxpayer → only Chitra.

2.  
How many of Arun (35), Bina (52), Chitra (38) and Dev (65) can join PMSBY?

Correct Answer: A [4]

Explanation:

18–70: all four.

3.  
Under MISS, Farmer A repays a ₹ 3 lakh crop loan on time and Farmer B repays a ₹ 2 lakh crop loan late (one year each). Their combined interest is:

Correct Answer: B [₹ 26,000]

Explanation:

A: 3,00,000 × 4% = 12,000; B: 2,00,000 × 7% = 14,000; total ₹ 26,000.

4.  
PIB data (19 Aug 2026): 59.09 crore PMJDY accounts, of which 32.92 crore belong to women. The women's share is about:

Correct Answer: D [56%]

Explanation:

32.92 ÷ 59.09 ≈ 55.7% ≈ 56%.

5.  
Match the Mudra loan with its category:
(i) ₹ 45,000 (ii) ₹ 3 lakh (iii) ₹ 10 lakh (iv) ₹ 12 lakh
(p) Tarun (q) Shishu (r) Kishor (s) TarunPlus

Correct Answer: B [i-q, ii-r, iii-p, iv-s]

Explanation:

45,000 Shishu; 3 lakh Kishor; 10 lakh Tarun (up to 10); 12 lakh TarunPlus.

6.  
Three friends join PMJJBY in July, December and April respectively. Their total first-year premium is:

Correct Answer: A [₹ 778]

Explanation:

436 + 228 + 114 = ₹ 778.

7.  
Reverse question: a scheme launched on 5 April 2016 offers ₹ 10 lakh – ₹ 1 crore for greenfield units of SC/ST and women. It is:

Correct Answer: C [Stand-Up India]

Explanation:

Stand-Up India.

8.  
Arrange by launch date: APY, Stand-Up India, SSY, PMJDY, PMMY.

Correct Answer: E [PMJDY → SSY → PMMY → APY → Stand-Up India]

Explanation:

28 Aug 2014 → 22 Jan 2015 → 8 Apr 2015 → 9 May 2015 → 5 Apr 2016.

9.  
The Cabinet note of 31 July 2026 says the 23rd PM-KISAN instalment sent over ₹ 18,984 crore to more than 9.49 crore farmers. The amount per farmer is closest to:

Correct Answer: D [₹ 2,000]

Explanation:

18,984 ÷ 9.49 ≈ 2,000 – one instalment of the ₹ 6,000 yearly benefit.

10.  
Under the collateral-free norm effective 1 January 2025, a KCC loan up to what amount needs no collateral?

Correct Answer: B [₹ 2 lakh]

Explanation:

Raised from ₹ 1.6 lakh to ₹ 2 lakh.

11.  
Odd one out (by year of launch):

Correct Answer: E [Stand-Up India]

Explanation:

Stand-Up India – 2016; SSY, PMMY, PMJJBY and APY – 2015.

12.  
A woman starting her first factory seeks bank loans of ₹ 8 lakh, ₹ 10 lakh, ₹ 95 lakh or ₹ 1.2 crore (four separate cases). Which amounts fit Stand-Up India?

Correct Answer: C [₹ 10 lakh and ₹ 95 lakh]

Explanation:

Range ₹ 10 lakh – ₹ 1 crore, both ends included.

13.  
An SSY account is opened on 15 June 2027 for a 7-year-old girl. It matures on:

Correct Answer: A [15 June 2048]

Explanation:

21 years from opening: 15 June 2048 (deposits run 15 years, to 2042).

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