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1.  
RTGS stands for:

Correct Answer: D [Real Time Gross Settlement]

Explanation:

RTGS – Real Time Gross Settlement; RBI-run; minimum ₹ 2 lakh.

2.  
NABARD stands for:

Correct Answer: C [National Bank for Agriculture and Rural Development]

Explanation:

NABARD – National Bank for Agriculture and Rural Development; apex rural development bank; 12 July 1982.

3.  
KYC stands for:

Correct Answer: A [Know Your Customer]

Explanation:

KYC – Know Your Customer; identity and address checks.

4.  
CRR stands for:

Correct Answer: B [Cash Reserve Ratio]

Explanation:

CRR – Cash Reserve Ratio; share of NDTL kept with the RBI as cash.

5.  
UPI stands for:

Correct Answer: C [Unified Payments Interface]

Explanation:

UPI – Unified Payments Interface; NPCI; launched 2016.

6.  
NPA stands for:

Correct Answer: A [Non-Performing Asset]

Explanation:

NPA – Non-Performing Asset; interest or instalment overdue for more than 90 days.

7.  
IPO stands for:

Correct Answer: B [Initial Public Offering]

Explanation:

IPO – Initial Public Offering; first sale of shares to the public.

8.  
GDP stands for:

Correct Answer: D [Gross Domestic Product]

Explanation:

GDP – Gross Domestic Product; value of final output within the country.

9.  
SIDBI stands for:

Correct Answer: A [Small Industries Development Bank of India]

Explanation:

SIDBI – Small Industries Development Bank of India; MSME finance; HQ Lucknow.

10.  
EMI stands for:

Correct Answer: B [Equated Monthly Instalment]

Explanation:

EMI – Equated Monthly Instalment; fixed loan repayment.

11.  
Fill in the blank: In SEBI, the letter B stands for ____.

Correct Answer: D [Board]

Explanation:

Securities and Exchange Board of India.

12.  
CBDC stands for:

Correct Answer: C [Central Bank Digital Currency]

Explanation:

CBDC – Central Bank Digital Currency; e-rupee issued by the RBI.

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