Indian Economy Textbook Questions – Rural Economy · History of Rural Development Programmes · Wage Employment and Livelihood Missions · Rural Infrastructure · Social Assistance (NSAP) · Rural Credit · Panchayati Raj · Rural Welfare Schemes of Tamil Nadu (Part 2)
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Policy Note 2026-27: a State-funded scheme, raised from ₹3.50 lakh to ₹5 lakh. PMAY-G is shared 60:40, not fully central. A true; R false.
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Indian Economy Textbook Questions – Rural Economy · History of Rural Development Programmes · Wage Employment and Livelihood Missions · Rural Infrastructure · Social Assistance (NSAP) · Rural Credit · Panchayati Raj · Rural Welfare Schemes of Tamil Nadu (Part 2) – 20 questions, subject: Economy. Every question has the correct answer with a one-line explanation; tap "Show Answer". Free practice for TNPSC, UPSC, SSC, Bank and RRB exams – Shanmugam IAS Academy, Coimbatore.
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1.
Match the NSAP component with its central assistance:
| a. IGNOAPS (60–79 years) | 1. 10 kg grain a month |
| b. IGNWPS (widows) | 2. ₹300 a month |
| c. NFBS | 3. ₹20,000 one-time |
| d. Annapurna | 4. ₹200 a month |
Correct Answer: C [4 2 3 1]
Explanation:
IGNOAPS (60–79) ₹200; IGNWPS ₹300; NFBS ₹20,000 one-time; Annapurna 10 kg.
2.
Which statements about NSAP are correct?
- NSAP is based on Article 41 of the Constitution.
- NSAP has five components today.
- The National Maternity Benefit Scheme is still a component of NSAP.
Correct Answer: D [1, 2 only]
Explanation:
Based on Article 41; five components today. Maternity benefit moved to Family Welfare on 1.4.2001, so statement 3 is wrong.
3.
What is the share-capital ratio of the Centre, the State and the sponsor bank in RRBs?
Correct Answer: B [50 : 15 : 35]
Explanation:
Class 12 Economics: Centre 50%, State 15%, sponsor commercial bank 35%.
4.
Match the institution / scheme with its year:
| a. Regional Rural Banks | 1. 1998 |
| b. Kisan Credit Card | 2. 1963 |
| c. RIDF | 3. 1975 |
| d. ARDC | 4. 1995-96 |
Correct Answer: A [3 1 4 2]
Explanation:
RRB 1975; KCC 1998; RIDF 1995-96; ARDC 1963.
5.
Which statements about the 73rd Constitutional Amendment are correct?
- It added 29 subjects in the Eleventh Schedule.
- The Constitution itself made 50% reservation for women mandatory.
- States with a population below 20 lakh need not have the intermediate tier.
Correct Answer: D [1, 3 only]
Explanation:
29 subjects in the Eleventh Schedule; no intermediate tier needed below 20 lakh population. The Constitution assures women one-third, not 50%.
6.
Match the scheme / event with its year:
| a. Ashok Mehta report | 1. 2020 |
| b. Ministry of Panchayati Raj | 2. 1978 |
| c. e-GramSwaraj | 3. 2022 |
| d. Revamped RGSA | 4. 2004 |
Correct Answer: B [2 4 1 3]
Explanation:
Ashok Mehta report 1978; Ministry of Panchayati Raj 2004; e-Gram Swaraj 2020; revamped RGSA 2022.
7.
Under the Sixth State Finance Commission, what is the village panchayats’ share within rural local bodies?
Correct Answer: D [55%]
Explanation:
District panchayat 6%, panchayat union 39%, village panchayat 55%. 51% = total share of rural local bodies.
8.
Match the Tamil Nadu programme with its year:
| a. TNCDW | 1. 2012 |
| b. Mahalir Thittam | 2. 2024 |
| c. TNSRLM | 3. 1983 |
| d. Kalaignarin Kanavu Illam | 4. 1997 |
Correct Answer: A [3 4 1 2]
Explanation:
TNCDW 1983; Mahalir Thittam 1997; TNSRLM 2012; Kalaignarin Kanavu Illam 2024.
9.
Assertion (A): Non-institutional sources of credit exploit farmers in rural areas.
Reason (R): Moneylenders charge very high interest and seize land pledged as security.
கூற்று–காரண வினாக்களுக்கான தேர்வுகள்
(A) கூற்றும் காரணமும் சரி; காரணம் கூற்றுக்குச் சரியான விளக்கம்
(B) கூற்றும் காரணமும் சரி; ஆனால் காரணம் சரியான விளக்கம் அல்ல
(C) கூற்று சரி; காரணம் தவறு
(D) கூற்று தவறு; காரணம் சரி
Options for Assertion–Reason questions
(A) Both A and R are true; R is the correct explanation of A
(B) Both A and R are true; R is not the correct explanation of A
(C) A is true; R is false
(D) A is false; R is true
Correct Answer: A []
Explanation:
The textbook lists "moneylenders charging high interest" among causes of debt; R directly explains A.
10.
Which statements about the IRDP are correct?
- IRDP was introduced in selected blocks in 1978-79.
- In 1999 IRDP was merged into the Jawahar Rozgar Yojana.
- In 1980-81 it was extended to all blocks in the country.
Correct Answer: B [1, 3 only]
Explanation:
IRDP began in selected blocks in 1978-79 and all blocks in 1980-81. In 1999 it merged into SGSY, not JRY.
11.
Assertion (A): SJSRY is an urban employment programme.
Reason (R): SJSRY was formed on 1.4.1999 by merging six rural programmes including IRDP.
Correct Answer: C []
Explanation:
SJSRY (December 1997) is urban. SGSY was formed on 1.4.1999 by merging six rural programmes. A is true; R is false.
12.
Assertion (A): The 100-day guarantee under MGNREGA (until 30.06.2026) was per household.
Reason (R): Each adult member of a household had a separate guarantee of 100 days.
Correct Answer: C []
Explanation:
MGNREGA's 100-day guarantee was per household, shared by members. A true; R false.
13.
Which statements on rural electrification and fuel are correct?
- All inhabited unelectrified villages were electrified by 28.4.2018.
- The Saubhagya scheme is still open for new connections.
- PM Ujjwala Yojana was launched at Ballia on 1.5.2016.
Correct Answer: D [1, 3 only]
Explanation:
All villages electrified by 28.4.2018 (DDUGJY); PMUY 1.5.2016, Ballia. Saubhagya closed on 31.3.2022; it is not still open.
14.
Assertion (A): Village water committees play an important role in the Jal Jeevan Mission.
Reason (R): Planning, implementation and maintenance of in-village water supply are entrusted to the community, with at least 50% women in the committee.
Correct Answer: A []
Explanation:
PIB 18.7.2022: Pani Samitis have at least 50% women; the community is responsible from planning to maintenance. R explains A.
15.
Assertion (A): The total amount received by an NSAP beneficiary varies from State to State.
Reason (R): States add their own share to the central assistance.
Correct Answer: A []
Explanation:
The central share is the same for all States; the State top-up varies, so the total varies. R explains A.
16.
Which statements on rural credit are correct?
- NABARD today is a wholly owned subsidiary of the RBI.
- After the “One State One RRB” merger there are 28 RRBs.
- MUDRA is a SIDBI subsidiary that refinances lending institutions.
Correct Answer: B [2, 3 only]
Explanation:
28 RRBs after mergers; MUDRA is a SIDBI subsidiary giving refinance. NABARD is now fully owned by GoI, not an RBI subsidiary.
17.
Assertion (A): NABARD provides refinance to State co-operative banks and RRBs.
Reason (R): NABARD has village branches that give crop loans directly to farmers.
Correct Answer: C []
Explanation:
NABARD is a refinance body; direct crop loans come from primary agricultural co-operatives and banks. A is true; R is false.
18.
Assertion (A): The Balwantrai Mehta Committee recommended democratic decentralisation.
Reason (R): The Community Development Programme did not deliver the expected results for want of people’s participation.
Correct Answer: A []
Explanation:
The committee reviewed the CDP and National Extension Service; lack of people's participation led to its decentralisation advice.
19.
Which statements on rural local bodies in Tamil Nadu are correct?
- As on 1.4.2026 there are 12,571 village panchayats.
- By law the Grama Sabha must meet at least twice a year.
- Among the three tiers, only the district panchayat has the power to levy taxes.
Correct Answer: B [1, 2 only]
Explanation:
12,571 village panchayats on 1.4.2026; Grama Sabha at least twice a year by law. Only village panchayats can tax, so statement 3 is wrong.
20.
Assertion (A): Under the Vetri Veedu Thittam the unit assistance has been raised to ₹5 lakh.
Reason (R): It is the Tamil Nadu name of PMAY-G, which is fully funded by the Centre.
Correct Answer: C []
Explanation:
Policy Note 2026-27: a State-funded scheme, raised from ₹3.50 lakh to ₹5 lakh. PMAY-G is shared 60:40, not fully central. A true; R false.
? Full lessons and explanations – Indian Economy PDF textbook (₹299): www.shanmugamiasacademy.in/study-materials/tnpsc-gs-unit-5-indian-economy
📘 TNPSC பொது அறிவு அலகு V (பகுதி 2) — தமிழகப் பொருளாதாரம் (Tamil Nadu Economy) – முழுமையான பாடநூல்
Here you get the answer with a one-line explanation. NPSC பொது அறிவு அலகு V — தமிழகப் பொருளாதாரம் முழுவதும் · 10 அத்தியாயங்கள் · 400 பயிற்சி வினாக்கள் விடை + விளக்கத்துடன் · அட்டவணைகள், காலவரிசைகள், மனவரைபடங்கள் · அக்டோபர் 2026 வரையிலான தரவுகள்
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