UPSC Governance – Chapter 12: Digital Public Infrastructure – Aadhaar, UPI and Beyond (22 MCQs)
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open APIs allow integration into devices and applications, and authentication can use the iris, fingerprints, face or OTP.
UPSC Governance – Chapter 12: Digital Public Infrastructure – Aadhaar, UPI and Beyond (22 MCQs) – 21 questions, subject: Governance. Every question has the correct answer with a one-line explanation; tap "Show Answer". Free practice for TNPSC, UPSC, SSC, Bank and RRB exams – Shanmugam IAS Academy, Coimbatore.
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1.
Correct Answer: C [an executive notification]
Explanation:
UIDAI was created by an executive notification of 28 January 2009 and got statutory status only under the Aadhaar Act, 2016.
2.
Correct Answer: B [Section 57]
Explanation:
Section 57 let private bodies use Aadhaar on the basis of a contract; the 2018 majority struck that part down.
3.
Correct Answer: A [National Payments Corporation of India]
Explanation:
NPCI, the RBI and IBA-promoted umbrella body for retail payments, developed UPI and launched it in April 2016.
4.
Correct Answer: B [Puttaswamy (privacy), 2017]
Explanation:
In Justice K. S. Puttaswamy v. Union of India (24 August 2017) a nine-judge Bench held privacy a fundamental right.
5.
Correct Answer: D [six months]
Explanation:
The 2018 judgment barred storing authentication transaction metadata for more than six months.
6.
Correct Answer: B [Jan Dhan, Aadhaar and Mobile]
Explanation:
JAM stands for Jan Dhan bank accounts, Aadhaar numbers and Mobile phones, used together for targeted transfers.
7.
Correct Answer: C [1 January 2013]
Explanation:
Direct Benefit Transfer started on 1 January 2013, paying benefits straight into beneficiaries' bank accounts.
8.
Correct Answer: C [ONDC]
Explanation:
ONDC is an open network that lets a seller on one participating app reach buyers using any other app.
9.
Correct Answer: A [Consolidated Fund of India]
Explanation:
Section 7.
10.
Correct Answer: B [1 and 2 only]
Explanation:
Aadhaar is not proof of citizenship (Section 9) and the Act was passed as a Money Bill; mandatory bank linking was struck down.
11.
Correct Answer: A [Both A and R are true, and R is the correct explanation of A]
Explanation:
Because the 2018 judgment struck down contract-based private use under Section 57, the 2019 Act gave voluntary bank and telecom KYC a legal basis.
12.
Correct Answer: D [health IDs and interoperable health records]
Explanation:
ABDM, launched in 2021, gives citizens ABHA health IDs and links health records across providers.
13.
Correct Answer: A [Economic Survey 2014–15]
Explanation:
The Economic Survey 2014–15 described the JAM number trinity as the platform for targeted cash transfers.
14.
Correct Answer: D [2023]
Explanation:
The New Delhi Leaders' Declaration of September 2023, under India's Presidency, welcomed the G20 Framework for Systems of DPI.
15.
Correct Answer: D [Account Aggregator framework]
Explanation:
The Account Aggregator framework lets financial data move only with the user's electronic consent, forming India Stack's consent layer.
16.
Correct Answer: A [Maharashtra]
Explanation:
Tembhli, Nandurbar.
17.
Correct Answer: C [2-3-4-1]
Explanation:
2009, 2013, 2016, 2022.
18.
Correct Answer: C [Mandatory linking with PAN]
Explanation:
The Court upheld Section 139AA of the Income-tax Act, so linking Aadhaar with PAN remains mandatory.
19.
Correct Answer: B [Justice D. Y. Chandrachud]
Explanation:
Justice D. Y. Chandrachud dissented, holding that the Aadhaar Act could not validly be passed as a Money Bill.
20.
Correct Answer: B [2 and 4 only]
Explanation:
contract-based sharing with private bodies (Section 57) was struck down, and Aadhaar can be required for benefits from the Consolidated Fund of India (Section 7).
21.
Correct Answer: C [Both 1 and 2]
Explanation:
open APIs allow integration into devices and applications, and authentication can use the iris, fingerprints, face or OTP.
➤ Full notes, maps, tables, a reason for every option and Mains PYQs – U12 · Governance (UPSC book, ₹249): www.shanmugamiasacademy.in/study-materials/upsc-governance
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