UPSC Governance – Chapter 16: Self-Help Groups, Cooperatives and Community Institutions (20 MCQs)

← Back

UPSC Governance – Chapter 16: Self-Help Groups, Cooperatives and Community Institutions (20 MCQs) – 20 questions, subject: Governance. Every question has the correct answer with a one-line explanation; tap "Show Answer". Free practice for TNPSC, UPSC, SSC, Bank and RRB exams – Shanmugam IAS Academy, Coimbatore.

Get daily current affairs & exam alerts – follow us YouTube WhatsApp Channel Telegram Channel Facebook Page Instagram
Share with friends & study groups
Link to this page from your website / blog (HTML code)
1.  

The SHG–Bank Linkage Programme was launched as a pilot in 1992 by:

Correct Answer: B [NABARD]

Explanation:

NABARD launched the SHG–Bank Linkage Programme as a pilot in 1992 to connect SHGs with banks.

2.  

Kudumbashree is a poverty eradication mission of:

Correct Answer: C [Keralam]

Explanation:

Kudumbashree, launched by the Keralam government in 1998, links women's neighbourhood groups with local governments.

3.  

SEWA was founded by:

Correct Answer: D [Ela Bhatt]

Explanation:

Ela Bhatt founded SEWA in Ahmedabad in 1972 as a trade union of women in the informal sector.

4.  

In 2010, reports of over-indebtedness and coercive recovery by microfinance institutions led to a State ordinance restricting their lending in:

Correct Answer: A [Andhra Pradesh]

Explanation:

in 2010 Andhra Pradesh issued an ordinance restricting MFIs after reports of over-indebtedness and coercive recovery.

5.  

Rogi Kalyan Samitis (patient welfare committees) for public hospitals were promoted under the:

Correct Answer: B [National Rural Health Mission, 2005]

Explanation:

Rogi Kalyan Samitis were promoted under the National Rural Health Mission launched in 2005.

6.  

The National Rural Livelihoods Mission replaced the:

Correct Answer: B [Swarnajayanti Gram Swarozgar Yojana]

Explanation:

NRLM (Aajeevika) was launched in June 2011 in place of the Swarnajayanti Gram Swarozgar Yojana of 1999.

7.  

The RBI committee that recommended a separate category of NBFC-MFIs was headed by:

Correct Answer: D [Y. H. Malegam]

Explanation:

The RBI sub-committee under Y. H. Malegam (report 2011) recommended a separate NBFC-MFI category.

8.  

The first cooperative law in India was passed in:

Correct Answer: D [1904]

Explanation:

The Cooperative Credit Societies Act, 1904 was India's first cooperative law; the 1912 Act extended it to non-credit societies.

9.  

In an SHG, the group as a whole is responsible for loans taken by members. This is called:

Correct Answer: A [joint liability]

Explanation:

Joint liability makes the whole group responsible for each loan, so peer pressure works as social collateral.

10.  

Consider the following statements:

1. The 97th Amendment made the right to form cooperative societies part of Article 19(1)(c).
2. Article 43B directs the State to promote cooperative societies.
3. After the Rajendra N. Shah judgment, Part IXB applies in full to State cooperatives.

Which of the statements given above is/are correct?

Correct Answer: B [1 and 2 only]

Explanation:

The 97th Amendment added cooperatives to Article 19(1)(c) and inserted Article 43B; statement 3 fails after Rajendra N. Shah.

11.  

Assertion (A): Banks lend to SHGs without asking for physical collateral.

Reason (R): Peer pressure and joint liability within the group act as social collateral.

Correct Answer: A [Both A and R are true, and R is the correct explanation of A]

Explanation:

Joint liability and peer pressure act as social collateral, which is why banks lend to SHGs without physical security.

12.  

Amul began in 1946 at:

Correct Answer: C [Anand]

Explanation:

Amul began in 1946 as the Kaira District Cooperative Milk Producers' Union at Anand, Gujarat.

13.  

School Management Committees are required under the:

Correct Answer: A [Right to Education Act, 2009]

Explanation:

The RTE Act, 2009 requires schools other than unaided private schools to constitute School Management Committees.

14.  

In which case did the Supreme Court limit Part IXB of the Constitution to multi-State cooperatives?

Correct Answer: B [Union of India v. Rajendra N. Shah]

Explanation:

In Rajendra N. Shah (2021) the Supreme Court held Part IXB inoperative for State cooperatives for want of State ratification.

15.  

The NRLM was launched in:

Correct Answer: C [2011]

Explanation:

NRLM (Aajeevika) was launched by the Ministry of Rural Development in June 2011, replacing SGSY.

16.  

The three-tier structure under DAY-NRLM is:

Correct Answer: A [SHG – Village organisation – Cluster-level federation]

Explanation:

DAY-NRLM federates SHGs into village organisations and then cluster-level federations through State missions.

17.  

Arrange the following in chronological order:

1. Ministry of Cooperation
2. Kudumbashree
3. SEWA
4. Amul

Select the correct answer using the code given below:

Correct Answer: C [4-3-2-1]

Explanation:

1946, 1972, 1998, 2021.

18.  

Joint Forest Management was introduced through a Central government circular in:

Correct Answer: D [1990]

Explanation:

A Central government circular of 1990 brought village committees into forest protection with a share in benefits.

19.  

NABARD was set up in:

Correct Answer: C [1982]

Explanation:

12 July 1982.

20.  

Operation Flood, which made India a large milk producer through dairy cooperatives, was launched in:

Correct Answer: C [1970]

Explanation:

Operation Flood was launched in 1970 by the NDDB under Verghese Kurien to link dairy cooperatives to urban markets.

➤ Full notes, maps, tables, a reason for every option and Mains PYQs – U12 · Governance (UPSC book, ₹249): www.shanmugamiasacademy.in/study-materials/upsc-governance

Score: 0 Answered: 0 / 0